:root{--orange:#EA6832;--orange-2:#ea5f19;--rust:#a82216;--black:#0a0a0a;--black-2:#060606;--ink:#1b1b1b;--smoke:#f5f5f5;--grey-line:#cacaca;--grey-shadow:#707070;--muted:#5a5a5a;--white:#ffffff;--green:#1f9c4a;--green-soft:#e7f6ec}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:kallisto,Montserrat,-apple-system,BlinkMacSystemFont,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-family:Montserrat,kallisto,sans-serif;line-height:1.15;color:var(--ink);letter-spacing:0}h1{font-size:clamp(2.4rem,5.2vw,3.8rem);font-weight:800}h2{font-size:clamp(1.7rem,3.2vw,2.4rem);font-weight:700;margin-bottom:1rem}h3{font-size:1.3rem;font-weight:700}p{margin-bottom:1rem}a{color:var(--orange);text-decoration:none}a:hover{color:var(--orange-2)}img{max-width:100%;height:auto;display:block}.wrap{max-width:1200px;margin:0 auto;padding:0 24px}.accent{color:var(--orange)}.eyebrow{display:inline-block;font-family:Montserrat,sans-serif;color:var(--orange);text-transform:uppercase;letter-spacing:3px;font-size:.85rem;font-weight:600;margin-bottom:1rem}.btn{display:inline-block;font-family:Poppins,Montserrat,sans-serif;background:var(--orange);color:var(--white);padding:16px 32px;border:1px solid var(--orange);font-size:15px;font-weight:500;text-transform:none;transition:background .2s,transform .2s,border-color .2s;cursor:pointer}.btn:hover{background:var(--rust);border-color:var(--rust);color:var(--white);transform:translateY(-1px)}.btn-dark{background:var(--black);border-color:var(--black)}.btn-dark:hover{background:var(--orange);border-color:var(--orange)}.btn-outline{background:transparent;color:var(--ink);border-color:var(--ink)}.btn-outline:hover{background:var(--ink);color:var(--white);border-color:var(--ink)}.btn-large{padding:20px 44px;font-size:16px;font-weight:600}.hero{position:relative;background:transparent;color:var(--ink);padding:90px 0 70px;overflow:hidden}.hero .wrap{position:relative;z-index:1}.hero-inner{display:grid;grid-template-columns:1.3fr 1fr;gap:60px;align-items:center}@media(max-width:900px){.hero-inner{grid-template-columns:1fr;gap:40px;text-align:center}}.hero h1{margin-bottom:1.25rem;text-transform:uppercase}.hero h1 .accent{color:var(--orange)}.hero .lede{font-family:kallisto,Montserrat,sans-serif;font-size:1.18rem;color:var(--muted);margin-bottom:1.5rem;max-width:580px}@media(max-width:900px){.hero .lede{margin:0 auto 1.5rem}}.breadcrumb{font-family:Montserrat,sans-serif;font-size:.78rem;color:var(--muted);margin-bottom:1.25rem;text-transform:uppercase;letter-spacing:2px}.breadcrumb a{color:var(--orange)}.hero-cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:18px}@media(max-width:900px){.hero-cta-row{justify-content:center}}.hero-trust-line{margin-top:18px;font-family:Montserrat,sans-serif;font-size:.85rem;color:var(--muted);display:flex;align-items:center;gap:8px;flex-wrap:wrap}@media(max-width:900px){.hero-trust-line{justify-content:center}}.hero-trust-line .check{color:var(--green);font-weight:700}.calc-card{background:var(--white);box-shadow:0 2px 5px 2px var(--grey-shadow);padding:32px 30px;border-top:6px solid var(--orange)}.calc-card .calc-label{font-family:Montserrat,sans-serif;font-size:.75rem;text-transform:uppercase;letter-spacing:2px;color:var(--muted);font-weight:600;margin-bottom:6px}.calc-card .calc-title{font-family:Montserrat,sans-serif;font-size:1.25rem;font-weight:700;color:var(--ink);margin-bottom:22px}.calc-row{margin-bottom:18px}.calc-row .calc-row-label{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;font-family:Montserrat,sans-serif;font-size:.85rem;color:var(--muted);text-transform:uppercase;letter-spacing:1px;font-weight:600}.calc-row .calc-row-value{font-family:Montserrat,sans-serif;font-size:1.1rem;color:var(--orange);font-weight:800;text-transform:none;letter-spacing:0}.calc-slider{-webkit-appearance:none;appearance:none;width:100%;height:6px;background:#eee;outline:none;border-radius:0}.calc-slider::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:24px;height:24px;background:var(--orange);cursor:pointer;border:3px solid #fff;box-shadow:0 2px 6px #00000040}.calc-slider::-moz-range-thumb{width:24px;height:24px;background:var(--orange);cursor:pointer;border:3px solid #fff;box-shadow:0 2px 6px #00000040}.calc-slider-meta{display:flex;justify-content:space-between;font-family:Montserrat,sans-serif;font-size:.7rem;color:#999;margin-top:6px;text-transform:uppercase;letter-spacing:1px}.calc-terms{display:grid;grid-template-columns:repeat(3,1fr);gap:6px}.calc-term-btn{background:var(--white);border:1px solid #ddd;padding:10px 0;font-family:Montserrat,sans-serif;font-size:.85rem;font-weight:600;color:var(--ink);cursor:pointer;transition:all .15s;text-align:center}.calc-term-btn:hover{border-color:var(--orange);color:var(--orange)}.calc-term-btn.active{background:var(--orange);border-color:var(--orange);color:#fff}.calc-result{background:var(--smoke);margin:24px -30px 0;padding:24px 30px;text-align:center}.calc-result .calc-monthly-label{font-family:Montserrat,sans-serif;font-size:.72rem;text-transform:uppercase;letter-spacing:2px;color:var(--muted);font-weight:600;margin-bottom:6px}.calc-result .calc-monthly{font-family:Montserrat,sans-serif;font-size:3.2rem;font-weight:800;color:var(--orange);line-height:1}.calc-result .calc-monthly small{font-size:1.1rem;color:var(--muted);font-weight:500}.calc-result .calc-detail{font-family:Montserrat,sans-serif;font-size:.82rem;color:var(--muted);margin-top:8px}.calc-result .calc-lender{display:inline-block;margin-top:12px;background:#1f9c4a1f;color:var(--green);font-family:Montserrat,sans-serif;font-size:.72rem;text-transform:uppercase;letter-spacing:1.5px;font-weight:700;padding:5px 12px}.calc-card .calc-cta{display:block;width:100%;text-align:center;margin-top:18px}.calc-fineprint{font-family:Montserrat,sans-serif;font-size:.7rem;color:#999;text-align:center;margin-top:12px;line-height:1.4}.gallery-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}@media(max-width:860px){.gallery-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:540px){.gallery-grid{grid-template-columns:1fr}}.gallery-item{background:var(--white);box-shadow:0 2px 5px 2px var(--grey-shadow);overflow:hidden;display:flex;flex-direction:column}.gallery-item .gphoto{aspect-ratio:4/3;background:#ddd;overflow:hidden;position:relative}.gallery-item .gphoto img{width:100%;height:100%;object-fit:cover;transition:transform .4s}.gallery-item:hover .gphoto img{transform:scale(1.04)}.gallery-item .ghost-photo{position:absolute;inset:0;background:linear-gradient(135deg,#2a2d4a,#1a1d35);display:flex;align-items:center;justify-content:center;color:#888;font-family:Montserrat,sans-serif;font-size:.8rem;text-align:center;padding:20px;text-transform:uppercase;letter-spacing:1px}.gallery-item .ginfo{padding:18px 20px;flex:1;display:flex;flex-direction:column}.gallery-item .gcat{font-family:Montserrat,sans-serif;font-size:.7rem;text-transform:uppercase;letter-spacing:1.5px;color:var(--orange);font-weight:700;margin-bottom:6px}.gallery-item .gtitle{font-family:Montserrat,sans-serif;font-size:1.05rem;font-weight:700;color:var(--ink);margin-bottom:10px;line-height:1.25}.gallery-item .gpay{margin-top:auto;padding-top:12px;border-top:1px solid #eee;display:flex;justify-content:space-between;align-items:baseline;font-family:Montserrat,sans-serif}.gallery-item .gpay .gp-label{font-size:.72rem;text-transform:uppercase;letter-spacing:1.2px;color:var(--muted);font-weight:600}.gallery-item .gpay .gp-amount{font-size:1.2rem;color:var(--orange);font-weight:800}.gallery-item .gpay .gp-amount small{font-size:.75rem;color:var(--muted);font-weight:500}.trust-strip{padding:48px 0;background:var(--smoke);border-top:1px solid #ececec;border-bottom:1px solid #ececec}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;text-align:center}@media(max-width:760px){.trust-grid{grid-template-columns:repeat(2,1fr)}}.trust-item .ico{font-size:1.8rem;color:var(--orange);margin-bottom:8px;display:block;font-family:Montserrat,sans-serif;font-weight:800}.trust-item h4{font-family:Montserrat,sans-serif;text-transform:uppercase;font-size:1rem;letter-spacing:1px;color:var(--ink);margin-bottom:4px}.trust-item p{font-family:Montserrat,sans-serif;font-size:.85rem;color:var(--muted);margin:0}.section{padding:90px 0}.section.alt{background:var(--smoke)}.section.dark{background:var(--black);color:var(--white)}.section.dark h2,.section.dark h3,.section.dark h4{color:var(--white)}.section-head{text-align:center;max-width:760px;margin:0 auto 50px}.section-head h2{text-transform:uppercase}.section-head p{color:var(--muted);font-size:1.08rem}.section.dark .section-head p{color:#bbb}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}@media(max-width:760px){.steps{grid-template-columns:1fr}}.step{background:var(--white);padding:36px 28px;text-align:center;box-shadow:0 2px 5px 2px var(--grey-shadow);position:relative}.step .num{width:54px;height:54px;background:var(--orange);color:var(--white);font-family:Montserrat,sans-serif;font-size:1.4rem;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 18px}.step h3{font-family:Montserrat,sans-serif;text-transform:uppercase;font-size:1.1rem;letter-spacing:.5px;margin-bottom:10px}.step p{font-family:kallisto,Montserrat,sans-serif;font-size:.95rem;color:var(--muted);margin:0}.lender-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}@media(max-width:860px){.lender-grid{grid-template-columns:1fr}}.lender-card{background:var(--white);box-shadow:0 2px 5px 2px var(--grey-shadow);padding:40px 36px;display:flex;flex-direction:column;border-top:6px solid var(--orange);position:relative}.lender-card.featured{border-top-color:var(--green)}.lender-card .badge{position:absolute;top:-14px;right:24px;background:var(--green);color:var(--white);font-family:Montserrat,sans-serif;font-size:.72rem;text-transform:uppercase;letter-spacing:1.5px;padding:6px 14px;font-weight:700}.lender-card .lender-name{font-family:Montserrat,sans-serif;font-size:1.7rem;font-weight:800;color:var(--ink);margin-bottom:6px}.lender-card .best-for{font-family:Montserrat,sans-serif;font-size:.78rem;color:var(--muted);text-transform:uppercase;letter-spacing:1.5px;margin-bottom:20px}.lender-card .best-for strong{color:var(--orange)}.lender-card .feat{list-style:none;margin:0 0 28px;padding:0;flex:1}.lender-card .feat li{padding:10px 0 10px 28px;border-bottom:1px solid #f0f0f0;position:relative;font-family:Montserrat,sans-serif;font-size:.95rem;color:var(--ink)}.lender-card .feat li:last-child{border-bottom:0}.lender-card .feat li:before{content:"✓";position:absolute;left:0;top:10px;color:var(--green);font-weight:800;font-size:1rem}.lender-card .feat li strong{color:var(--orange)}.lender-card .why{background:var(--smoke);padding:16px 18px;margin-bottom:24px;font-family:kallisto,Montserrat,sans-serif;font-size:.95rem;color:var(--ink);border-left:3px solid var(--orange)}.lender-card .why strong{font-family:Montserrat,sans-serif;text-transform:uppercase;color:var(--orange);font-size:.78rem;letter-spacing:1.5px;display:block;margin-bottom:6px}.lender-card .lender-cta{text-align:center}.lender-card .lender-cta .btn{width:100%;text-align:center;display:block}.pay-examples{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:860px){.pay-examples{grid-template-columns:1fr 1fr}}@media(max-width:540px){.pay-examples{grid-template-columns:1fr}}.pay-example{background:var(--white);padding:24px 20px;text-align:center;box-shadow:0 2px 5px 2px var(--grey-shadow)}.pay-example .ptype{font-family:Montserrat,sans-serif;text-transform:uppercase;font-size:.8rem;letter-spacing:1.5px;color:var(--muted);margin-bottom:8px}.pay-example .ptotal{font-family:Montserrat,sans-serif;font-size:1.05rem;color:var(--ink);font-weight:700;margin-bottom:14px}.pay-example .pmonthly{font-family:Montserrat,sans-serif;font-size:1.9rem;font-weight:800;color:var(--orange);line-height:1}.pay-example .pmonthly small{font-size:.85rem;color:var(--muted);font-weight:500}.pay-example .pterms{font-family:Montserrat,sans-serif;font-size:.78rem;color:var(--muted);margin-top:8px}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:860px){.services-grid{grid-template-columns:1fr 1fr}}@media(max-width:540px){.services-grid{grid-template-columns:1fr}}.service-pill{background:var(--white);padding:24px 22px;box-shadow:0 2px 5px 2px var(--grey-shadow);border-left:4px solid var(--orange);font-family:Montserrat,sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.5px;color:var(--ink);font-size:1rem;transition:transform .2s}.service-pill:hover{transform:translateY(-2px)}.service-pill small{display:block;font-family:kallisto,Montserrat,sans-serif;text-transform:none;letter-spacing:0;color:var(--muted);font-weight:400;font-size:.85rem;margin-top:4px}.faq{max-width:880px;margin:0 auto}.faq details{background:var(--white);border:1px solid #e5e5e5;padding:22px 26px;margin-bottom:12px;cursor:pointer;transition:border-color .2s}.faq details[open]{border-color:var(--orange)}.faq summary{font-family:Montserrat,sans-serif;text-transform:uppercase;font-size:1rem;font-weight:700;letter-spacing:.5px;color:var(--ink);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px}.faq summary:after{content:"+";color:var(--orange);font-size:1.6rem;font-weight:300;line-height:1;transition:transform .2s;flex-shrink:0}.faq details[open] summary:after{transform:rotate(45deg)}.faq .answer{padding-top:16px;color:var(--muted);font-family:kallisto,Montserrat,sans-serif;font-size:.98rem}.cta{background:var(--orange);color:var(--white);padding:80px 0;text-align:center}.cta h2{color:var(--white);margin-bottom:1rem;text-transform:uppercase}.cta p{font-family:kallisto,Montserrat,sans-serif;font-size:1.12rem;max-width:680px;margin:0 auto 2rem;color:#fff8f5}.cta-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.cta .btn{background:var(--white);color:var(--orange);border-color:var(--white)}.cta .btn:hover,.cta .btn-dark{background:var(--black);color:var(--white);border-color:var(--black)}.cta .btn-dark:hover{background:var(--white);color:var(--black);border-color:var(--white)}.cta-soft{margin-top:24px;font-family:Montserrat,sans-serif;font-size:.85rem;color:#fff;opacity:.85}.disclaimer{background:#f0f0f0;padding:36px 0;font-family:Montserrat,sans-serif;font-size:.78rem;color:#666;line-height:1.6}.disclaimer .wrap{max-width:1000px}.disclaimer a{color:var(--muted);text-decoration:underline}